Commercial Insurance

Commercial Insurance

We offer a full range of commercial insurances to cover a wide variety of businesses and business premises.

Regardless of the size of your offices, turnover or staff levels, Banner will be able to assist.


We offer cover for:

Employees Liability

Protection for your employees, against bodily injury, illness or disease sustained in the course of employment. This cover is required by law in the UK.

Read more about Employers Liability

Public liability

Protection for claims against your business, if owners, directors or employees are responsible for personal injuries to a third party or damage to property.

Read more about Public Liability

Cover for Premises

Insures your business premises for accidental damage and loss from perils such as fire, flood, theft or attempted theft.

Read more about Cover for Premises

Contents / Business Stock Cover
Insures the cost of replacing your office contents including (where applicable) any business stock held/ stored within your premises.

Read more about Contents / Business Stock Cover

Business Interruption

Cover that will provide you with an income stream should you be prevented from operating. Covers any loss of net profit and ongoing expenses.

Trustee Indemnity
Covers the trustees against having to cover the cost of successful legal claims made against their charity. Example of such claims could include breach of trust or a breach of duty or negligence.

Read more about Trustee Indemnity

Marine Cargo

Covering you for physical damage to or loss of your goods whilst in transit by land, air and sea.

Event Insurance
Cover for Annual Group Meetings, small conferences and meetings etc. Covers for cancellation, property damage and legal liabilities. Can also cover you against adverse weather, video conferencing failure and enforced reduced attendance.

Read more about Event Insurance

Professional Indemnity
Protection against any action by clients who have incurred a loss as a result of bad or negligent service or advice.

Read more about Professional Indemnity

Fidelity Guarantee

This insures you against a theft from your business by an employee, trustee or volunteer from within that organisation.

Commercial Fleet Insurance

Motor insurance providing full cover for a mixed fleet of vehicles, which can include cars, vans and trucks. There is a range of cover levels available.

Need more help?

Speak to a member of our specialist insurance team today on

0345 450 8549