Banner Financial Services
We are a specialist insurance broker for individuals and organisations operating within the
aid, education, medical, missionary, non-governmental and charity sectors,
whether in the UK or overseas.
Specialist Travel Insurance for Charities
There is no one product to suit all, each traveller and their trip is unique.
Our range of insurance products for Individuals is specifically designed to provide protection for individuals and their families, particularly whilst deployed overseas.
Our range of insurance products for Organisations such as charities, NGOs and mission agencies can be tailored to provide bespoke arrangements no matter the size of the organisation.
With over 20 years experience arranging insurance protection, our aim is to put you first and deliver a competitively priced first class service. If you have any questions about an insurance policy please get in touch. We are here to help you get the right insurance policy for you.
Buy Insurance Online
Use our instant online quote and buy system to arrange your travel insurance.
Insurance for Individuals
Our range of insurance products for Individuals is specifically designed to provide protection for individuals and their families, particularly whilst deployed overseas.
Buy Insurance Online
Cover Details
To be eligible for this insurance please confirm you and anyone to be insured:
1) Are travelling to undertake missionary or charity work etc overseas or working on behalf of a non-governmental organisation
2) Don’t live in the USA, the European Union or EEA countries, Cuba, Iran, North Korea or Venezuela
3) Aren’t a USA national
4) Do hold a valid United Kingdom passport and/or have a valid residential address in the United Kingdom
1) Are travelling to undertake missionary or charity work etc overseas or working on behalf of a non-governmental organisation
2) Don’t live in the USA, the European Union or EEA countries, Cuba, Iran, North Korea or Venezuela
3) Aren’t a USA national
4) Do hold a valid United Kingdom passport and/or have a valid residential address in the United Kingdom
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About Your Single Trip
Europe

Worldwide
(excluding USA & Canada)
USA & Canada

Trip Duration:
🔔 If you require insurance for travelling to any the countries mentioned above, then please contact us directly and we will provide you with a quote. Call us on 0345 450 8549.
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About Your Annual Trip
Europe

Worldwide

Trip Duration:
🔔 If you require insurance for travelling to any the countries mentioned above, then please contact us directly and we will provide you with a quote. Call us on 0345 450 8549.
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Insurance Required
Single
Trip

Cover between the dates selected to a maximum of 180 days.
Annual Multi
Trip

Cover for a maximum of 120 days cover per annum, maximum 45 days per trip.
Annual
Trip

Cover for 365 days with no limit on the number of days per trip.
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About Your Annual Multi Trip
Europe

Worldwide

Trip Duration:
🔔 If you require insurance for travelling to any the countries mentioned above, then please contact us directly and we will provide you with a quote. Call us on 0345 450 8549.
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Medical Details
Question 1
Are you or anyone travelling with you to be insured on this policy:
Suffering from any health condition or taking any ongoing medication?
Receiving or on a waiting list for medical tests or treatment?
Made a medical claim in the last 12 months?
Are you or anyone travelling with you to be insured:
Suffering from any health condition or taking any ongoing medication?
Receiving or on a waiting list for medical tests or treatment?
Made a medical claim in the last 12 months?
Question 2
Have you or any person travelling with you to be insured on this policy:
Ever been diagnosed with diabetes, a stroke, a heart or breathing condition?
Ever been diagnosed as having a tumour, cancer or been given a terminal prognosis?
Ever been diagnosed with a blood disorder or organ failure?
Ever suffered a psychological or psychiatric condition, stress, anxiety, depression or dementia?
Ever been diagnosed high cholesterol?
Ever been diagnosed with hypertension or hypotension?
Ever been refused life, health or travel insurance cover or had special terms imposed?
Consulted a doctor or attended a hospital or clinic during the last twelve months prior to applying for this insurance? *
Have you had a medical consultation or examination (e.g. with a travel or occupational clinic) in relation to your proposed travel?
Are you aware of any other person or relevant information that could affect a claim arising?
*There is no need to disclose routine visits for general inoculations e.g. Flu or Covid 19
Ever been diagnosed with diabetes, a stroke, a heart or breathing condition?
Ever been diagnosed as having a tumour, cancer or been given a terminal prognosis?
Ever been diagnosed with a blood disorder or organ failure?
Ever suffered a psychological or psychiatric condition, stress, anxiety, depression or dementia?
Ever been diagnosed high cholesterol?
Ever been diagnosed with hypertension or hypotension?
Ever been refused life, health or travel insurance cover or had special terms imposed?
Consulted a doctor or attended a hospital or clinic during the last twelve months prior to applying for this insurance?*
Have you had a medical consultation or examination (e.g. with a travel or occupational clinic) in relation to your proposed travel?
Are you aware of any other person or relevant information that could affect a claim arising?
There is no need to disclose routine visits for general inoculations e.g. Flu or Covid 19
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Declaration
Confirmation
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Applicant Details
Click on [Month Year] to change Month and Year
Confirmation
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Final Cost
The final price is :
Endorsement for attachment to Your Schedule of Insurance Underwritten by Antares Syndicate 1274 Contract Number: B1121C220593
Covid 19 Endorsement
COVID-19 COVER EXTENSION UNDER SECTION 3, CANCELLATION, CURTAILMENT (INCLUDING REPLACEMENT AND REARRANGEMENT) AND CHANGE OF ITINERARY
Subject to the payment of the additional premium We agree to remove special exception 15 from Section 3. Cover is therefore granted on the following basis;
If a PCR test confirms that the Insured Person has a Positive Test for COVID-19 within 7 days of the commencement of an Insured Journey, We will pay up to the limit shown in the Schedule for each Insured Person any irrecoverable payments paid or contracted to be paid for travel, accommodation and unused pre-booked excursions should the trip be cancelled.
This cover only applies where it is an Insured Person who has received a Positive Test for Covid-19
For the purpose of this cover, a “Positive Test” means a polymerase chain reaction (PCR) test returning a positive result with subsequent laboratory confirmation of the positive result (the laboratory confirmation may be after the 7 day period referred to in this cover)
The General Exclusions, Conditions as well as the special exceptions (other than No 15) listed under Section 3, Cancellation and Curtailment, continue to apply.
ADDITIONAL EXCLUSIONS APPLICABLE TO THE COVID-19 EXTENSION
We will not be liable for:
1. Any claims for Curtailment ; or
2. Where the Insured Person experienced any symptoms consistent with Covid-19 or received any diagnosis or test result (including but not limited to a Positive Test) indicating that they had contracted Covid-19 prior to the Policy being taken out and the same case of Covid-19 persisted into the time commencing from 7 days of the Insured Person’s scheduled commencement of an Insured Journey; or
3. for any costs, expenses or any other amount incurred in respect of self-isolation or quarantine whether legally mandated or otherwise; or
4. for costs, expenses or any other amount incurred if the Insured Journey is cancelled or Curtailed as a result of any governmental orders and/or restrictions and/or rules related to Covid-19 which are applied collectively to a group of persons and/or businesses (e.g. 'lockdowns'); or
5. for costs if the Insured Person has refused or not taken up an offer of vaccination for Covid-19 (this means both doses if available to the Insured Person and the vaccine requires two doses) for any reason other than genuine medical grounds (The Insured Person must prove to Us the genuine medical grounds) or
6. any amounts recovered or recoverable by the Insured, or Insured Person from any other source
(including but not limited to from Accommodation providers, Public Transport providers, travel
service providers, and any creditor under the Consumer Credit Act 1974 or similar legislation).
Such recoveries shall be deducted from the claim, or if We have already paid the claim such
amounts will be recoverable from the Insured by Us.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED
Signed on behalf of
Banner Financial Services
Date of Issue: 6 September 2022
Banner Financial Services is a trading name of Harrison Beaumont Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority. (FCA Registered Number 303968) Registered Office: Pond Hall, Pond Hall Road, Hadleigh, Suffolk IP7 5PP. Registered in England & Wales, registration number 04582221. BAN148 (0422)
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Have a Question?
If you need help with your travel insurance quote then please call us on
between 8.30am and 5.30pm Mon – Fri
or email us using this contact form
Need more help?
Contact our specialist insurance team on 0345 450 8549.
We will be able to answer your questions and provide a competitive insurance quote.